I'm not one of those people who just whines about problems- I'm a 'fixer' type person. I fix things.
I talked to Dawn about Saturday and we got off topic and I told her about the $6,000. She gave me the best advice ever-- 'do you have a 401(k) with any money in that? You can borrow against it if you do.'
I honestly had no idea how much (if any) I had in there. I thought I had signed up years ago- but couldn't really remember... so I found the website, my user ID was locked, so I called them and she walked me through on how to take out a loan against myself and pay it back with minimal penalties and no interest. I was able to get over $4,000! On Friday, I may be able to take out a second loan that is half the amount of what is left in there- which will end up being around $2,000 more. (that equals- $6,000) WOW! Whatta relief! I was sweating it there for a second. I can use a touch of that money to get caught up with bills too- not too much though. I will have to pay myself back $40 biweekly for 4 years. I have $40 worth of deductions that I can cancel out of my paychecks and use that to pay my 401k back without it making any impact on our budget at all! Woo hoo!!
Since I was on the phone all day, I didn't get much done around the house, so Gail is going to watch Evan for me for a few hours.
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